About Us

In 1905, First National Bank opened to serve the banking needs of a small Rocky Mountain community. Our commitment to putting people first, and an unwaivering trust, has grown the bank into a national mortgage lender. We're a certified lender in all 50 states with regional loan centers across the country from California to Washington. First National Bank offers a full suite of both mortgages and banking services nationwide. But we’re still dedicated to providing relationship banking with a personal touch that never goes out of style.

"A Century of Putting People First" - First National Bank



Reverse Mortgage Disclaimer *

Must use home as primary residence and borrowers must be at least 62 yrs old. Loan amount based on equity in your home. Payout available in lump sum or in regular scheduled payments. Proceeds are not considered income and will not affect Social Security or Medicare Benefits. Borrower must remain in the home as their principal dwelling. There's no need to repay the loan as long as you continue to live in the house and maintain the property to FHA standards. Homeowners are responsible to pay and keep all annual taxes and insurance current for the life of the loan. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved counselor. Call for more information, and for help locating a counselor.

Matt Neumeyer NMLS #795348 - First National Bank of Layton NMLS #405871 - All rights reserved.
Copyright © 2011 - Contact FNB at info@fnbmtg.com or 801.523.2543