How Did You Hear About Us?	Select Friend or relativeAdvertisementSeminar or information sessionWebSenior CenterHUD lender listOther method not listed *	Elizabeth Wilson HECM Reverse Mortgage Customer Also Business Development Officer for Farifield Mortgage and Mayor Emeritus for the City of Decatur. “A reverse mortgage can allow some people to convert the equity in their homes into the extra money they need to enjoy their retirement. To qualify for a reverse mortgage, you must be 62 or older and own your home outright or have a small mortgage on it. If that is you, you may be able to arrange a reverse mortgage that will give you money back as one lump sum, monthly income, or a line of credit. The money can be used for anything you want, whether to help pay for medications, do some home repairs or even take a trip. Repayment is not required as long as you live in the home. And the repayment amount, which only comes due when the home is sold, cannot exceed the net sales price of the home. You cannot lose your house through a reverse mortgage.” “I know it may sound too good to be true, but it’s not. I have gained so much peace of mind from my reverse mortgage, because I know the money is there if I ever need it. And I won’t have to pay the loan back while I live in my house.” Ms. Wilson closed her Home Equity Conversion Mortgage with Fairfield Mortgage on October 4, 2002.
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